Taxi fleet insurance for public hire and private hire vehicles

You will get the benefit from taxi fleet insurance if you have more than two public hire insurance or private hire insurance vehicles. It does not matter whether your taxi fleet contains multiple cars, minibusses, or limousines. If you look from a management point of view, once your vehicle fleet is rated as a fleet for insurance purposes, it will make your life easy and secure whenever you renew or change your taxi fleet insurance policy.

If you have a taxi business that is working as a fleet of taxi cabs, a fleet of minibusses for hire, or a mixture of taxi vehicles, we will enable you to get a fleet taxi insurance quote right now.

Taxi fleet insurance

Fleet insurance is a cost-effective way of insuring multiple vehicles whether you need public hire insurance or private hire insurance. If you have multiple vehicles it is very difficult to keep track of them, but, if you insure them under one policy, it will be far better for you don’t have to keep track of the individual vehicle.

Taxi fleet insurance

Features of fleet taxi insurance

We will discuss the features of taxi fleet insurance:

It will cover all types of vehicles

We know that your fleet might be made up of many types of vehicles whether it is minicabs, minibosses, or cars. We will be able to cover all types of vehicles. If you have less than five vehicles. It will be better to insure them under a standard taxi insurance policy, but, if you have more than five vehicles, a fleet taxi insurance policy will be best for you.

You should contact our insurance providers and we will recommend a suitable policy for your business.

24-hour claim Assistance for your vehicle

Your drivers are most likely to be on the road for most of their time. Therefore, our 24-hour claim assistance will support you if you need any help. In the event of a non-fault claim. We will try to provide you with a replacement vehicle of a similar type that suits your fleet.

Flexible fleet taxi insurance cover that suits your requirements

We will offer you three levels of cover according to your requirements. We will provide you with Third-party only(minimum level of cover), Third-party fire & theft(intermediate level of cover), or fully comprehensive(highest level of cover). Also, give you the advantages of each cover and will run you through precisely what you are covered for each policy.

They can cover taxi businesses all over the UK. you just have to contact us and our taxi fleet insurance brokers are always there for you.

How to make a claim?

• If you want to make a claim, we will fix it as quickly as possible.

Find your documents

• You must collect your information plus your policy number.

Contact our claim team

• You can contact us and explain what exactly happens.

Provide snaps if asks

• You can help us by providing pictures of what happened.

Kinds of fleet taxi insurance

There are some main kinds of fleet taxi insurance you can get.

1. Public liability:

• Liability claims from the members of the public are something that taxi businesses always require to be ready for, so you should have public liability insurance.

       2. Employer’s liability:

• If you have public liability in place, then you should also get an employer’s liability to get coverage that will protect you from claims that come from employees.

      3. Legal expenses:

• If you fight a liability claim, it can be very costly, that is the reason taxi insurance companies emphasize having legal expenses included in their fleet taxi insurance.

     4. Breakdown:

• You can get coverage for road breakdowns in a taxi fleet policy for an extra cost.

     5. Road risks:

It does not matter whether you want to ensure public hire or private hire, you must get coverage for road risks, this means you must get a third-party-only policy at least. If you want the highest level of protection, you should get a fully comprehensive policy.

Taxi Fleet Insurance

Factors affecting the cost of fleet taxi insurance

Below, we will discuss the factors that will affect the cost of your taxi fleet insurance.

Types of vehicles:

If you have powerful vehicles in your fleet it will cost you more to insure them. That is why the kind of vehicle in your fleet plays a major role in determining the cost of your insurance.

Named drivers:

• If the driver is experienced, it will cost you less to insure as experienced drivers are less likely to be involved in an accident. So, you should hire a driver who has a safe and clean criminal record.

Level of cover:

• The level of cover will also determine the cost of your insurance. If you opt for third-party only, it will work out as the cheapest because it provides the minimum level of protection whereas if you choose fully comprehensive it will be most expensive but provide you with the highest level of cover.

Insurance providers:

• The insurer who is offering you an insurance quote will also affect the cost of your insurance policy. That is the reason you should get a lot of quotes if you want the right deal for your policy.