Are You Looking for Taxi Insurance Near Me? We Can Help You With It!

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A Guide on Taxi Insurance Near Me and Licencing.

If you are searching for Taxi Insurance near me, then you have landed on the right page. We can help you with all of your taxi insurance needs. Purchasing insurance for cab drivers is not really an easy affair. However, at Protect My Taxi, we make choosing the right Taxi Coverage as simple and quick as possible. For those of you who want taxi insurance, we have put something together a straightforward and thorough guide to assist you. If you are someone who is looking for ways to “Taxi Insurance Near Me”, then this forum is for you.

Whether you’re a rookie cab driver or have decades of work expertise, if you’re interested in school or chauffeur agreements, our professional experience can help you handle the taxi licence registration procedure. With this information, you can receive a Cab driver coverage quotation from us and select the perfect coverage for you as well as your taxi.

With this knowledge, you can confidently acquire a Chauffeur Car Insurance quotation from us and discover the correct policy for you and your taxi.

Do you have a job in London? Here’s a link to our London taxi driver handbook.

What Is the Definition of a Taxi?

While this may appear to be a foolish question at first look, it is critical to understand the differences between what qualifies a vehicle for Taxi Fleet Insurance vs, say, Vehicle Insurance.

A taxi, sometimes known as a small cab, black cab, or chauffeur vehicle, is a registered vehicle that transports people for a fee and is usually equipped with a cab metre. Taxis often have four to nine seats. If your vehicle has more than 9 seats, DOSA will issue you a license based on the region you operate in. Some vehicles can be customised to transport handicapped people.

What Are the Steps to Becoming a Cab Driver?

There are rules and laws in existence in the United Kingdom to safeguard not just riders but also cab drivers. Essentially, this implies that transporting people for a fee without the required permissions is prohibited. ‘Plating’ is a procedure that all cars must go through. When a driver’s local government or administration allows the vehicle to transport people, this is what happens.  Then you can carry passengers from place to place for hire and reward purposes.

Licences for Taxis

When registering for a taxi licence, you must first pick which sort of cab driver you wish to be. There are two categories of taxi drivers:

Private Hire Taxi (Black Cabs, Limousine, Lyft) — Private rental cabs are pre-booked cabs that transport customers for hire and reward. Taxi drivers who work for private hiring cannot be flagged down on the road.

Public Hire Taxi (Hackney Carriage, Black Cab) — Public Hire Taxis can be flagged down on the street, waited for at taxi ranks, and driven to pre-arranged destinations. As a result, the application procedure may be more extensive and time-consuming than the approach to becoming a private hire driver.

You Must Be Able to Work Lawfully in the UK in Order to Apply for a Private or Public Hire Taxi Licence.

  • Possess a valid UK or EU driver’s licence for at least one year.
  • You must also be a ‘fit and suitable person,’ meaning your past and character will be investigated. The Clearance and Barring may conduct an additional felony convictions check for your council (DBS).
  • Different counties have distinct expectations, so you’ll need to talk to yours to find out what they’re looking for. The following are some examples of additional requirements:
  • A medical assessment
  • A ‘Learning’ examination, which measures your understanding of the roads in the region where you want to work.
  • A separate driving test

Which Form of Taxi Insurance Do I Require?

All cars operated on a public road must carry at least third-party insurance at all times, according to the 1988 Road Traffic Act. This is to ensure that if a third person was harmed or their car or property was damaged. The expenses of repair would be reimbursed. All drivers will be financially secure as a result of this. When it comes to insurance, there are many levels of coverage to select from. You can choose between a basic level of coverage that is required by law and a full load of comprehensive insurance. The cost of Fleet Taxi Insurance varies based on the degree of protection you choose.

The Following Are the Different Degrees of Protection:

  • 3rd Party Only Taxi Insurance – This is the bare minimum of coverage and does not include damages within your own car if you are guilty of a crash. As a result, the price of this taxi coverage is usually the cheapest.
  • 3rd party Fire and Theft Taxi Insurance — This is identical to 3rd party only coverage, but it comes with a few more perks. This coverage will protect your car if it is robbed or if it is harmed by a disaster.

A Completely Comprehensive Taxi Insurance Near Me–

At Protect My Taxi, we offer the most comprehensive level of coverage regarding taxi insurance near me, and it is also the most popular. This grade of insurance coverage is chosen by 95% of our existing clients. All third-party, fire, and theft coverage is covered, as is any unintentional damage to your own car. We have offices across the whole UK.